Step 1: See Your True Loan Cost
Enter your total federal student loan balance and your repayment term. The number that comes back will likely surprise you. That's exactly why we built this tool.
Earn $600 Every Time Someone Enrolls. It's Free to Get Started.
Refer people to the Federal Student Loan Forgiveness Program and get paid the same day they enroll.
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$600 paid the same day. The moment someone you referred enrolls in the program, you receive $600. No waiting, no delays.
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Completely free to become an associate. There is no cost, no inventory, no startup fee. You register and you're in.
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43 million people need this. That's how many Americans are carrying federal student loan debt right now. The market is enormous, and most people don't know help exists.
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Full training and support provided. We give you everything you need: scripts, tools, and a team behind you every step of the way.
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Work from anywhere, on your schedule. This isn't a job. It's an income stream you build on your own terms.
Become a Forgiveness Associate Today
Joining is free. The Federal Student Loan Forgiveness Program is a professional, paid service for borrowers. Your job is simply to connect people who need it with the specialists who can help them. We handle everything else.
Register as an Associate — It's FreeRegistration takes less than 5 minutes. You can start referring people immediately.
About This Calculator
This tool uses current federal fixed interest rates for Direct Loans as established for the 2025-2026 academic year: 6.39% for undergraduate borrowers, 7.54% for graduate and professional borrowers, and 8.54% for Direct PLUS loan holders. Your actual rate may differ based on your disbursement date. The interest shown is the total amount you pay above your original principal over the life of the loan. This calculator is provided for estimation purposes only and does not constitute financial or legal advice. The Federal Student Loan Forgiveness Program referenced on this page is a professional service. Fees apply for enrollment.